Strategies

Customized & Goal-Oriented

CAM works closely with Concord advisors to craft tailored investment strategies prioritizing clients' goals, risk optimization, after-tax performance, and cost efficiency. Our strategies incorporate fundamental and quantitative analysis to identify potential growth opportunities in alignment with our economic outlook and each client's unique objectives.

Core Strategies

Exchange Traded Fund (ETFs) portfolios designed for each client's risk tolerance and investment goals.

Enhanced Strategies

Individual stocks & ETFs portfolios tailored to each client's unique risk profile and objectives.

Sleeve Strategies

Portfolios comprised of common stocks or ETFs that represent an asset class, sub asset class, or thematic solution.

After-Tax Performance Focus

Our customized tax strategies aim to enhance our clients' after-tax performance to help maximize returns.

Tax-Loss Harvesting

We manage capital gains and losses to help minimize yearly taxes and boost after-tax returns.

Asset Location

We place high taxable income-generating assets in tax-advantaged accounts to help generate tax-free growth.

Tax-Enhanced Transition

We diligently monitor trades to reduce tax implications for tax-sensitive accounts.

Cost-Efficiency Approach

Through innovative processes, products, and technology, our internal asset management team aims to reduce overall costs to help enhance returns and value you receive.

Internal Team

Save on management fees, operating costs, and third-party commissions you would typically pay brokers or fund managers.

Direct Investing

Trade order management technology helps reduce mutual fund and ETF fees, offering more control over owned positions.

Low-Cost ETFs

We strive to identify ETFs with the lowest cost structures consistent with each client’s investment requirements.

Risk Optimization

Our risk management strategies aim to mitigate each portfolio's potential risks and restrictions while pursuing growth opportunities.

Efficient Frontier

Research and analytical software tools enable optimizations that identify the lowest risk for a given expected return level.

Custom Restrictions

Enables us to place any number of restrictions on client accounts and ensure alignment with the client's objectives.

Securities Optimization

Long-held securities are treated equally, allowing clients flexibility and avoid being forced into "cookie-cutter" portfolios.

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Active Investment Process

Our active investment management methodology follows a 6-step codified process developed in-house to construct and actively monitor each client's portfolios. Our top-down approach begins with fundamental research and analysis of the microeconomic environment and is backed by state-of-the-art quantitative technology.

1

Macroeconomic Outlook

The process begins with formulating a macro-thesis based on global economic data, monetary policy, and market trends to identify the major asset classes that meet the target objective.

3

Portfolio Construction

ETFs and pre-approved securities are selected for cross-examination against business cycles and each risk profile to generate direct investing opportunities for optimal asset class exposures.

5

Re-Optimization

Each portfolio is re-plotted against the efficient frontier technology to test for optimality and to ensure a broad exposure of expected risk and return outcomes.

2

Quantitative Analysis

Based on the Macro outlook, long-term capital market assumptions (CMAs) are assessed for each asset class, blending data points such as past performance, cost structure, and current consensus.

4

Risk vs. Reward

Our technology incorporates CMAs and specific restrictions to generate an efficient frontier, with the goal of identifying optimal asset allocations across risk tolerances and unique constraints.

6

Active Management

Asset classes and CMAs undergo continuous review and updates, with ongoing portfolio rebalancing and search for cost and tax savings opportunities.