Custom Investment Solutions to Meet the Unique Needs of Each and Every Client
Concord Asset Management (“CAM”) has developed proprietary strategies through a proven and codified diligence process. The CAM team oversees an extensive due diligence and research process to ensure that strategy implementation and execution are aligned with each client’s individual needs. We offer a variety of investment services and strategies that empower both the advisor and the client. For advisors, we offer a way to differentiate their practice in a crowded and increasingly commoditized industry. For clients, we offer a service that meets their specific investment needs and helps to build a path to prosperity.
Asset Management Process
Our bespoke service begins with a 6-step process developed by the CAM team to construct and actively manage model portfolios. The process incorporates a top-down approach that is supported by fundamental analysis and leverages state-of-the-art quantitative technology to construct portfolios.
The process begins by developing a macro-thesis based on global tides, market trends, and economic data to identify the major asset classes which meet the target objective.
Based on the Macro-outlook long-term capital market assumptions (CMAs) are assessed for each asset class with a proprietary blend of data points including past performance and current consensus.
CMAs and reasonable portfolio constraints are entered into our state-of-the-art technology to generate an efficient frontier. The efficient frontier is used to identify optimal asset allocations across risk tolerances.
Initially models are created by selecting ETFs as placeholders for various asset classes. At this stage, ETFs and our in-house approved securities list are cross- examined to generate a direct investing solution with the optimal asset class exposures for each risk tolerance.
The portfolios are re-plotted against the efficient frontier to test for optimality and to ensure a broad exposure of expected risk and return outcomes.
Asset classes and CMAs are reviewed and updated annually, or at the CIO’s discretion, and models are rebalanced accordingly.
Investment Core Models
CAM’s proprietary asset management process strives to yield portfolios that are appropriately diversified, cost-conscious, and tax efficient.
Long-Term Growth & Capital Appreciation: This model aims to achieve long-term growth for investors who are willing to take on a significant level of risk.
MODERATE AGGRESSIVEVIEW MODEL
Aggressive Growth: This model strives to provide long-term capital appreciation for investors willing to assume a high level of risk.
Growth: This model strives to provide long-term capital appreciation for investors seeking to assume a moderate to high-risk level.
DIVIDEND GROWTHVIEW MODEL
Growth & Income: This model strives to provide high income and long-term capital appreciation.
Moderate Growth & Income: This model strives to provide long-term capital appreciation for investors desiring a lower to moderate level of risk.
DIVIDEND BALANCEDVIEW MODEL
Moderate Growth & Income: This model strives to provide high income and long-term capital appreciation.
INCOME GROWTHVIEW MODEL
Income & Growth: This model strives to provide modest long-term capital appreciation and income for investors desiring a lower level of risk.
Capital Preservation: This model strives to provide modest long-term capital appreciation and income for investors desiring a low level of risk and a focus on income.
Proactive Risk Management
Proactive Risk Management is a sophisticated hedging strategy designed to limit downside risk while still benefiting from market rallies. Concord Asset Management offers two different strategies that can be applied to any of our strategic models: constant proportion portfolio insurance (CPPI) and tail risk hedging (TRH).
Constant Proportion Portfolio Insurance
Tail Risk Hedging
Taxable Account Migration Services
Concentrated positions and existing capital gains are often unmanageable roadblocks for successful client onboarding and efficient portfolio risk management. CAM’s taxable account migration service provides a custom, tax managed, and risk conscious solution to transition a client’s existing portfolio into the target portfolio.