Customized & Goal-Oriented
CAM works closely with Concord advisors to craft tailored investment strategies prioritizing clients' goals, risk optimization, after-tax performance, and cost efficiency. Our strategies enable advisors to deliver investment solutions that complement the financial plan they have constructed to meet each client's unique objectives.
Core Strategies
Exchange Traded Funds (ETFs) portfolios designed to align with each account's risk tolerance.
Enhanced Strategies
Individual stocks & ETFs portfolios tailored to each client's unique risk profile and objectives.
Direct Strategies
Leverage asset location to design portfolio allocations that offer tax-efficient solutions to clients' most complex scenarios.
After-Tax Performance Focus
Our customized tax strategies aim to enhance our clients' after-tax performance to help maximize returns.
Tax-Loss Harvesting
We manage capital gains and losses to help minimize yearly taxes and boost after-tax returns.
Asset Location
We place high taxable income-generating assets in tax-advantaged accounts to help generate tax-free growth.
Tax Budgeting
We transition legacy positions with low basis within each account's tax budget and overall risk strategy.
Cost-Efficiency Approach
Through innovative processes and technology, our internal asset management team aims to reduce overall costs to help enhance returns and the value you receive.
Internal Team
Save on management fees, operating costs, and third-party commissions you would typically pay brokers or fund managers.
Direct Investing
Optimize portfolios by shifting from ETFs to individual stocks and bonds to help reduce costs and improve risk management.
Low-Cost ETFs
We strive to identify ETFs with the lowest cost structures consistent with each client’s investment requirements.
Risk Optimization
Our risk management strategies aim to mitigate each portfolio's potential risks and restrictions while pursuing growth opportunities.
Portfolio Creation
Research and analysis lead to overweights and underweights amongst asset classes, sectors, and securities.
Personalized Values
We craft and implement truly personalized investment solutions that reflect our clients' personal principles and values.
Equivalent Securities
We analyze long-held securities for optimal risk alignment with model securities for longer holding periods for tax realization.
LED BY HUMANS, POWERED BY TECHNOLOGY.
Active Investment Process
We believe if we focus on risk, returns will follow. Our active investment management process follows a top-down and bottom-up approach that identifies how to mitigate risk and take advantage of relative value compared to market indices. Our technology facilitates the efficient creation and management of portfolios tailored to various investment strategies, meeting the diverse needs of advisors and their clients.
Macroeconomic Outlook
Our process begins with an analysis of the global macroeconomic environment and concludes with probabilistic views on the direction of interest rates and which economies are best poised for investment success.
Business Cycles
Research and analysis identifies trends such as technological advances, development in pharmaceuticals, or the strength of the consumer economy. We incorporate these themes into our strategies.
Security Selection
Each security in our portfolios reflects our macroeconomic environment and sector views. We also look for idiosyncratic risks, trading flexibility, and cost efficiency.
Asset Allocation
Broad views about allocations amongst stocks and bonds, countries, currencies, and commodities form overweights and underweights at the top of our model strategies.
Sector Views
Trends shape sector views, which are then re-evaluated in terms of revenue, cost frameworks, and profitability patterns. Similarly, fixed income sectors mirror the business cycle's impact on credit.
Portfolio Construction
Diversified portfolios are built with our thoughtfully selected securities, and our technology ensures viewpoint expression, and cost minimization.